{"id":2766,"date":"2026-09-28T21:10:30","date_gmt":"2026-09-28T21:10:30","guid":{"rendered":"https:\/\/kmsginsurance.agency\/?p=2766"},"modified":"2026-09-28T23:31:51","modified_gmt":"2026-09-28T23:31:51","slug":"your-business-has-liability-insurance-but-is-your-coverage-still-enough","status":"publish","type":"post","link":"https:\/\/kmsginsurance.agency\/es\/business\/your-business-has-liability-insurance-but-is-your-coverage-still-enough\/","title":{"rendered":"Su empresa cuenta con un seguro de responsabilidad civil... pero \u00bfsigue siendo suficiente su cobertura?"},"content":{"rendered":"
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Muchos propietarios de negocios contratan un seguro de responsabilidad civil al abrir su empresa, pero rara vez vuelven a revisarlo.<\/h2>\n\t\t\t\t
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Pero es posible que su negocio ya no sea el mismo que era cuando adquiri\u00f3 esa p\u00f3liza.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\n<\/div>\n

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  • \u00bfHa a\u00f1adido empleados?<\/li>
  • \u00bfHa empezado a ofrecer nuevos servicios?<\/li>
  • \u00bfEquipo adquirido?<\/li>
  • \u00bfCambi\u00f3 de ubicaci\u00f3n?<\/li>
  • \u00bfAumentaste tus ventas?<\/li>
  • \u00bfHa comenzado a trabajar en los domicilios o negocios de los clientes?<\/li><\/ul>

    Cambios como estos pueden afectar sus necesidades de seguro.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\n<\/div>\n\n<\/div>\n

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    Una de las acciones m\u00e1s importantes que pueden realizar los propietarios de empresas es revisar su cobertura y asegurarse de que su agente de seguros conozca c\u00f3mo opera el negocio actualmente, y no c\u00f3mo lo hac\u00eda hace a\u00f1os.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\n<\/div>\n

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    Una prima m\u00e1s baja puede parecer atractiva, pero la verdadera cuesti\u00f3n es si su cobertura y sus l\u00edmites actuales siguen reflejando los riesgos a los que realmente se enfrenta su empresa.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\n<\/div>\n\n<\/div>\n

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    \u00bfCu\u00e1ndo fue la \u00faltima vez que revis\u00f3 el seguro de su negocio?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\n<\/div>\n

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    Permita que KMSG Insurance Agency le ayude a revisar su cobertura actual y a explorar sus opciones.<\/h2>\n\t\t\n<\/div>\n
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    <\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\n<\/div>\n\t\t<\/div>","protected":false},"excerpt":{"rendered":"

    Many business owners purchase liability insurance when they first open their business\u2014and rarely look at it again. But your business may not be the same business it was when you purchased that policy. Have you added employees? Started offering new services? Purchased equipment? Moved locations? Increased your sales? Started working at customers\u2019 homes or businesses? […]<\/p>\n","protected":false},"author":2,"featured_media":2773,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[22],"tags":[],"class_list":["post-2766","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business"],"_links":{"self":[{"href":"https:\/\/kmsginsurance.agency\/es\/wp-json\/wp\/v2\/posts\/2766","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kmsginsurance.agency\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kmsginsurance.agency\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kmsginsurance.agency\/es\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/kmsginsurance.agency\/es\/wp-json\/wp\/v2\/comments?post=2766"}],"version-history":[{"count":55,"href":"https:\/\/kmsginsurance.agency\/es\/wp-json\/wp\/v2\/posts\/2766\/revisions"}],"predecessor-version":[{"id":2830,"href":"https:\/\/kmsginsurance.agency\/es\/wp-json\/wp\/v2\/posts\/2766\/revisions\/2830"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kmsginsurance.agency\/es\/wp-json\/wp\/v2\/media\/2773"}],"wp:attachment":[{"href":"https:\/\/kmsginsurance.agency\/es\/wp-json\/wp\/v2\/media?parent=2766"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kmsginsurance.agency\/es\/wp-json\/wp\/v2\/categories?post=2766"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kmsginsurance.agency\/es\/wp-json\/wp\/v2\/tags?post=2766"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}