
Protect What You've Worked Hard to Build
Your auto insurance provides important protection, but what happens if a serious accident results in a liability claim that exceeds your policy limits?
That’s where GEICO Umbrella Insurance may help.
Umbrella Insurance is designed to provide an additional layer of liability protection beyond the limits of certain existing insurance policies. It can help protect your finances from significant covered claims and unexpected legal expenses.
How Does Umbrella Insurance Work?
Imagine you’re involved in an auto accident and are found responsible for damages that exceed your auto insurance liability limits.
Depending on the policy terms, Umbrella Insurance may help cover eligible expenses beyond those limits, providing additional financial protection.
Is GEICO Umbrella Insurance Available to Everyone?
No. GEICO determines which customers are eligible for this additional coverage.
GEICO Umbrella Insurance is not automatically available to every policyholder. GEICO evaluates eligibility based on its underwriting guidelines, which may include existing insurance coverage, required liability limits, driving history, and other factors.
Being selected to explore this option does not guarantee approval or coverage. All applications are subject to GEICO’s eligibility requirements and underwriting approval.
Why Consider Umbrella Insurance?
An unexpected liability claim can have a significant financial impact. Additional liability coverage may help protect your savings and other assets when a covered claim exceeds the limits of your underlying insurance.






